1847 Iron Point Rd. Suite 180 Folsom, CA 95630

Mon - Fri: 9:00 - 5:00


We’d love to meet you and find the perfect solution

Local Provider

Clint Herndon, CPA, is a Dave Ramsey Endorsed Local Provider, as trusted tax preparers that abide by smart money philosophies. Next Peak CPA prioritizes excellent customer service and advice consistent with Dave Ramsey’s approach to money.

Future Financial Peace University

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Ramsey Personalities on the Next Peak Podcast

Catch Dave Ramsey personalities on the Next Peak Podcasts

Business Financial Strategies Classes

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The selection process to be chosen as an Endorsed Local Provider (ELP) is challenging and requires a commitment to serve, teach, and come alongside those that trust Dave Ramsey and his team in the world of finances. We not only know the Baby Steps, but we live them and have helped people across the spectrum, from those starting to dig out of a financial mess to millionaires that have been winning with money for a long time. Visit the ELP website for more information on the program and the other services endorsed by the Ramsey team…


Dave has an incredible story of building a company and brand around helping people manage their money after facing some tough financial decisions of his own. He hosts the #3 most listened to radio show in the United States and is the CEO of Ramsey Solutions. For more about Dave, check out… Dave Ramsey


  1. Save $1,000 for your starter emergency fund.
  2. Pay off all debt (except the house) using the debt snowball.
  3. Save 3-6 months of expenses in a fully funded emergency fund.
  4. Invest 15% of your household income in retirement.
  5. Save for your children’s college fund.
  6. Pay off your home early.
  7. Build wealth and give.

Where are you on the baby steps?